This is an entry level bike. As few specifications are available I'll give you some generic adjustments. You question is a bit confusing as the pad closest to the fork is called the outside or outboard pad, the pad that is closest to the center of the wheel is the inside or inboard pad. If the rotor drags in only one spot you need to tweek the rotor. I use an adjustable wrench closed tight on the rotor. Gently push just enough to feel movement, then recheck. On cable operated disc brakes the outside pad is pushed into the rotor by the caliper piston. The inside pad does not move when the lever is pulled. The outside pad deflects the rotor slightly, just enough to make it rub the rotor. The initial adjustment is made by loosening the caliper mounting bolts. Center the caliper so there is an equal gap on both sides, tighten the screws. If you can't see a gap between the rotor and pads they may be set too tight. If you look through the spokes you may see an adjusting bolt on the backside of the caliper Rotating the screw clockwise will move the inside pad closer to the rotor, counterclockwise moves it away from the rotor.