Hot answers tagged rain
I think of three kind of mud guards that fit the description: musguard, quickfix, and fender bender. An other solution is the ass saver, but this is not what you are looking for.
Did you try BetaBrand. They are costly but these are the only cloths that I've found that meet that criteria. THey have a whole line of "bike to work" clothes https://www.betabrand.com/collections/bike-to-work.html
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