While one can't really be certain without performing an X-ray inspection, I think it's pretty safe to say this one is just a paint chip. The two layer addedlater-added photos show the location and size of the damage, and neither look to be problematic. Remember, carbon fiber composite is not a high explosive. Unless you see broken fibers, delamination, or other major damage, it willshould be just fine.
If you still don't have peace of mind, your best bet would be taking the bike to a composite repair place which has diagnosis experts and/or X-ray capabilities.