I just purchased a Yuba Spicy Curry Bosch cargo bike with disk brakes and quick release skewers on both wheels. I haven't had any issues with it so far, in fact, I love riding it, but I have read that using disc brakes with a quick release axle can be dangerous, as the braking force can cause the quick release to loosen and the wheel to fall out. It seems crazy to me. Nobody wants to lose their front wheel riding.
Is the risk overstated? Is it something that only happens with badly designed or improperly adjusted QR/disc setups? I check brakes and tire pressure before every time riding, if I just check the QR as well am I going to be fine?
Would it be safer to just replace the quick release on this particular bike with regular nuts?
I just can't imagine it is a common occurrence, but since I ride this bike with my kid as passenger and share it with my wife, I really don't want to leave it to chance. I am curious to hear from anyone familiar with this particular problem of disc brakes, beyond what is stated in the Sheldon Brown article. Thanks!