What with daylight saving time ending and it now being pitch black by the time I finish work, I'm not exactly trusting of just a couple small lights on my bike being enough to make me visible to drivers. Seeing a couple cyclists around here wearing them got me thinking, would it be worth my while to get a reflective jacket? I did a bit of a hunt and found a place near here that sells them.

The general price I seem to find is $50 for an uninsulated one, $100+ for insulated. Neon-yellow with reflective stripes, same stuff construction workers would be wearing. Heck, some even have a spot for a name tag :-P

I'd likely get the uninsulated one, just so it can be used in a wider variety of weather, and I can layer clothing under it easier.

So my question is, would it be worth putting my money toward the jacket, or toward getting a new light and some reflective stripes for the bike itself?

EDIT: Re-reading this, I made a mistake in what I was saying. I have a couple lights, they're just not the brightest going.