On my Nishiki Colorado Comp MTB, the chainstay crosses above the chain instead of going directly to the center of the crank. I didn't think much about it until I recently put a larger chainring on, increasing from a 30 tooth to a 36 tooth. I wanted the larger chainring for a relatively flat 180 mile gravel ride I will be going on soon, so I could have a higher gear ratio. In general, I plan to use the bike mostly on flatish trails, pulling a child trailer, riding on essentially no technical features. When I ride with the 30 tooth chainring, I constantly feel like I max out too quickly, unable to ride as fast as I would like.
With the 36 tooth chainring, the chain now rubs directly on the chainstay (when in the middle gears). I tried putting a piece of paper lamination with electrical tape, but after a relatively flat 26 mile ride the electrical tape was cut and the laminate is wearing through. Here are photos illustrating.
I am considering buying helicopter surface guard tape (8 mil, 1"x30' for $24) and putting one or two sheets on the chainstay. I'm not sure how long this will last though with the chain rubbing directly on it at times (depending on which gear the back derailer is set to).
My other thought is to put back on the 30 tooth front chainring, and just deal with a lower max speed. I recognize that the chain rubbing on the frame will damage both the frame and the chain. Note that the frame is aluminum and not carbon fiber, so frame damage is bad but not as bad as for carbon fiber. What do you think or recommend?